The Value of Debt in Retirement: Why Everything You Have Been Told Is Wrong

About the Book

The Value of Debt in Retirement: Why Everything You Have Been Told Is Wrong by Thomas J. Anderson examines how debt can be incorporated into a retirement and wealth-management strategy. Rather than treating all debt as harmful, the book explores how carefully managed borrowing may be used alongside investments and other assets to support retirement goals.

Retirement Planning and Debt Strategy

Thomas J. Anderson presents an approach that considers both sides of a retiree's balance sheet rather than focusing only on eliminating debt. The book discusses how the appropriate use of debt may affect liquidity, investment returns, taxes and overall retirement risk.

The book explores practical questions surrounding mortgages, refinancing, investment portfolios and the use of debt to fund major purchases. It also considers how retirement income needs, investment returns and longevity can affect the amount of money a person may need throughout retirement.

Key Features

Explores the strategic use of debt during retirement; discusses the relationship between debt, investment returns and risk; examines retirement income and cash-flow considerations; covers tax and liquidity considerations; discusses mortgages, refinancing and financing major purchases; includes practical examples, guides and checklists; presents an alternative perspective on conventional debt-free retirement strategies.

Who Is It For?

This book is suitable for readers interested in retirement planning, personal finance, wealth management and investment strategy. It may be particularly relevant to people approaching retirement who want to understand different approaches to managing debt, assets and retirement income.

The ideas presented in the book are intended as financial education and should be considered alongside an individual's own financial circumstances and advice from qualified professionals.

Product Details

Author: Thomas J. Anderson; Publisher: Wiley; Publication year: 2015; Format: Hardcover; Pages: 336; ISBN: 9781119019985; Language: English.

Explore More Personal Finance Books

Explore our Personal Finance & Investing collection for more books covering investing, retirement planning, money management and personal finance.